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The False Economy

For over a year now homeowners have been blessed with some of the lowest mortgage rates on record with average repayments falling from over 27% of salaries to 14% according to figures released today.

This has meant that the predicted volume of mass repossessions has thankfully not come to fruition and owners have managed to keep homes they coulnd’t afford a year earlier.

However, historically low interest rates can only move in one direction and as and when rates do rise, house and flat owners on variable / tracker rates are going to feel the pain first.

Banks are charging increasingly high margins over base rate and it’s highly possible to homeowners could be paying 6% interest or more 1 year from now.

Coupled with this lack of affordability, demand will fall and prices can aonly go one way. You could take your chances, but why not sell your home quickly now to a responsible, ethical and proven homebuyer like SecureASale. If your home is in North/ NorthWest London, we guarantee to make an offer to purchase it quickly for cash and you can ensure peace of mind with a fast London house sale.